+27 21 300 3248 info@afferentsoftware.com

Customer Passion and Payments Innovation

In partnership with you

Payments Innovation Experts

Afferent Software specialises in creating innovative Payments solutions that make our customers money and simplify the building, testing and running of Payments switches. As a company we focus on building long-lasting partnerships with our customers through intelligent, efficient and high quality professional services and products.

Our core Payments solutions are RapidFire Test Automation, Horizon Business Intelligence / Configuration and Mastercard Utilities. Our Services team specialises in ACI Worldwide’s Postilion suite and Payments Innovation services.


Keeping our customers ahead of the curve!

Keeping our customers ahead of the curve!

Cardtronics, the largest non-bank ATM operator in the world and CashDash, a provider of multi-currency digital wallet technology, with the help of Afferent Software Services, launched the integration of cardless cash withdrawal technology and first-of-its-kind foreign exchange functionality at 1,000 Cashzone ATMs in London.

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NEW Release! Rapidfire ATM XFS v2.4

NEW Release! Rapidfire ATM XFS v2.4

Card Management updated functionality for RapidFire ATM XFS v2.4 RapidFire ATM XFS is getting an upgrade! Afferent Software is proud to announce our latest release of RapidFire ATM XFS, where we’ve made it even easier to manage your virtual ATMs test environments…

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Switch Tools

Switch Tools

NEWS! New Postilion Realtime maintenance tools released! Maintain your Postilion Realtime environment with these new switch maintenance tools. Clone and migrate Realtime installations and download applications, as well produce graphical flow diagrams for your ATM flows.

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RapidFire is Afferent Software’s modern, user-friendly end-to-end payments testing solution. This competitively priced solution includes ATM and POS emulators, an ATM multi-vendor software XFS test simulator, and Visa™, Mastercard™, Link™ and other network simulators.

Dealing with complicated reports from your Mastercard transactions?

Afferent Software’s Scheme Utilities offer a cost-effective way of dealing with complex reporting and file management requirements as a result of processing Mastercard transactions.

Horizon, is our flagship business intelligence and monitoring tool for Payments systems. 


In order to assist your organization to comply with EU 2019/518 and de-risk any exposure to non-compliance or scheme fines or penalties, the Afferent ECB Rate Checker API can be simply integrated into your organization’s payment platform DCC flow.

Each time a valid DCC transaction is made at one of your organization’s ATMs or POS terminals, an API call is made to the Afferent ECB Rate Checker by simply sending the currency pair of the DCC transaction and your exchange rate (including margin). The API response returns the percentage mark-up of your exchange rate over the latest ECB exchange rate, along with the latest ECB Exchange Rate and its date and time stamp.

Switch Tools

Switch Tools is Afferent Software’s new, exciting range of e-Payments switch support utilities. Designed to require minimal configuration, but equipped to allow detailed customisation, the Switch Tools products offer unprecedented improvements in functionality, allowing for a number of previously difficult tasks to be carried out at the touch of a button.

See our Afferent Software Switch Tools product pages for more information on Afferent’s PostClone, PostMigrate and PostFlow utilities.

Horizon Lite, an intuitive configuration tool for Payments systems offers a smart alternative to the often limited and problematic incumbent options.

Staging Platform is a cloud native, scalable, high-performing and secure platform allowing information about almost any transaction type to be securely loaded, referenced, drawn down, completed and closed via multiple channels.

The platform can be accessed via RESTful APIs as well as a secure Web Portal, and all transaction entries are digitally signed and written to our blockchain ledger to prevent the risk of fraudulent modification of data. These ledgers provide an unchangeable audit trail of entries and ensure staged transactions are secure.

Staging Platform supports both financial and non-financial transactions, and can accommodate ATM, Kiosk, Point of Sale, remittance, online, mobile and other transactions.



We configure, troubleshoot and deploy ACI Worldwide‘s Postilion ATM, POS and general payment switches.


Collectively, we have over 25 years of experience in the payments industry. Whatever it is, we are able to assist with our expert advice and payment software solutions.


We offer a bespoke innovative service to our clients. Our services team is specifically designed to fast-track new ideas and build quick, tangible proof of concepts.


We also develop POS, ATM, online processing, offline settlement, reporting and other payments plug-ins for various platforms including ACI Worldwide’s Postilion software solution.

Our Valued Clients

The team at Afferent Software works hard to build long-lasting partnerships with our clients. We do this by offering intelligent, high-quality professional services and products – with our client’s needs coming first at all times.

Successful roll-out of our international ATM solution

Afferent Software has played a key role in the successful roll-out of our multi-country ATM solution. In both consultancy and software solutions we have been extremely impressed and look forward to a long working relationship.

Global Head of Self-Service ATMs

Highly recommend their software and services

We have been using the Afferent Software simulator tools for the development and testing of our ATM-driving Postilion platform since 2013. The tools have been invaluable in helping us to rapidly develop and test the various ATM models deployed within our ATM estate, both in terms of regression testing when updates are applied to our Postilion servers, as well as for testing new functionality we develop on the Postilion platform. The tools are intuitive to use and Afferent Software have been very supportive of enhancements to the software to accommodate our business requirements. I would highly recommend their software and services.

Head of ATM Development

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