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Scheme Utilities T140 Settlement Optimizer

Maximize your settlement revenue by minimizing transaction rejects using the Scheme Utilities T140 Settlement Optimizer. Especially designed to scan T140 Mastercard files, the T140 Settlement Optimizer searches for message-level rejects, corrects these, and re-inserts these into your Postilion environment in time for preparation of your next Mastercard extract. 

Incorporating many years of Postilion services expertise into a single application, Switch Tools T140 Settlement Optimizer is especially designed to communicate directly with your Postilion Office™, seamlessly closing the loop between receipt of your T140 files and your next Mastercard extract.


  • One-touch ingestion of Mastercard T140 files
  • Connects directly to your Postilion Office™ backend datasource
  • Seamlessly recycles previously rejected transactions minimizing lost settlement revenue

For more information, please contact your nearest Scheme Utilities reseller or Afferent Software directly at schemeutilities@afferentsoftware.com.

T140 Settlement Optimizer

Scheme Utilities T140 Settlement Optimizer scans Mastercard T140 files for message-level rejects, resolves these, and re-inserts these transactions into your Postilion Office™ environment for re-presentation to Mastercard

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