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Scheme Utilities Mastercard File Processing Solutions

Dealing with complicated reports from your Mastercard transactions? 

Afferent Software’s Scheme Utilities offer a cost-effective solution to dealing with the complex reporting and file management requirements as a result of Mastercard transactions. Our toolset consists of the T112 Report Generator for building user-friendly reports from the Mastercard T112 files, a T068 Configuration Parser which consolidates various incoming T067 files and a T140 Settlement Optimizer which scans for rejects.

T068 Configuration Parser

Prepare your T068 configuration file effortlessly with Afferent Scheme Utiltities T068 Config Parser 


T112 Report Generator

Generate detailed reports from your Mastercard T112 IPM files at the click of a button 


T140 Settlement Optimizer

Maximize your settlements by minimizing rejects using our T140 Settlement Optimizer 


This is the ultimate software solution for getting the best out of the complicated and inconvenient reports generated by Mastercard’s complex files. We make transaction processing ‘human-friendly’. For more information, please contact your nearest Scheme Utilities reseller or Afferent Software directly at schemeutilities@afferentsoftware.com.